Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. This may result in yourhaving access to the funds sooner. Even if your employer isnt enrolled in Payactiv, you can apply for the Payactiv VisaCard* and receive your paycheck up to 2 days early1 and use our in-app savings tools, prescription discounts, and 1:1 financial counseling. It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck. Have a blessed day. Like I said, I do want to thank him again for this. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. And PayActiv comes close, which is why it earned a 4.9 rating in this category. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. he is a great agent and payactiv needs to give the man a raise cause he is awesome. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. We'd like to turn this around and resolve your issue ASAP. You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. Send funds by phone number. m was so helpful he updated my ewa hours so I could handle all my business. No credit check, consistent income in the past 2 months from the same employer. See this Kraken review to learn the pros and cons of Kraken. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. Have a blessed day. 1 Standard rates for data and messaging may apply from your wireless provider. Compare OrbisPay vs. Payactiv using this comparison chart. There are no fees or interest charges associated with your payday cash advance. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Hi Clechelle,We sincerely apologize for your negative experience. :). Hi Melissa,We're glad that our representative could help you resolve your issue. they were quick at responding and helping me find a solution! We'd like to turn this around and resolve your issue ASAP. Hi Doroyane,We're glad that our representative could help you resolve your issue. Find out how we combat fake reviews. Live support is available 24/7/365 online or by phone, according to the PayActiv website. This includes the following features: While some customers are genuinely happy with how easy and inexpensive Payactiv is compared to other cash advance apps, many complain about technical bugs and a lack of customer support when the app malfunctions. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. Hi Annie,Our sincerest apologies for the inconvenience. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Harry Maxwell was Very polite, explained each step to help me to get back in my account,, and took his time with me he was very very helpful and help me in so many ways and took his time. Read our full review or get our 30-second take. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Ned is the highlight of this company compared to the 25+ agents I've spoken too. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. :). When comparing offers or services, verify relevant information with the institution or provider's site. 2023 GOBankingRates. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Find out who should really be using Kraken and who might be in over their heads. PayActiv earned its 4.7 score from GOBankingRates based on the following features. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! There are no monthly maintenance fees to have a PayActiv account and no activation fees. Have a blessed day. Sign up for our daily newsletter for the latest financial news and trending topics. Dont use Payactiv. Update: After seeing my posted review, Jasper from UKG Wallet contacted me to rectify the situation. Over 1500 companies use Payactiv including Uber, Pizzahut, Subway, Alorica, Hilton Hotels & Resorts, and Signature Healthcare. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. You can receive an advance as high as 50% of the wages youve already earned sometimes at no cost. Explained my issue & he definitely assisted what agent Jane E messed up on. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. Be sure to include your Employer's name, Employee ID, and Mobile number. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Very knowledgeable and patient. This could put you at risk of getting caught in a cycle of debt. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. Thank you Grace!!! Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. Get what youve already earned, right now, to pay bills or buy what you need. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Credit Karma is committed to ensuring digital accessibility for people with disabilities. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Their support team provides on-site implementation and training where required. Just send an email to support@payactiv.com. This is maddening. If your employer doesnt partner with Payactiv, then this provider might not be worth the trouble. Latest Reviews. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Literally the best agent ever! He kept his word n stayed on contact with me. This product doesn't have any reviews yet. Hi Janel,Thank you for taking the time to write a review about your experience. One of our representatives will be reaching out to you shortly to assist you. Borrow up to $500 with just a few swipes but only for residents of 21 states. Learned alot about financial stress and that I was not alone. Have a blessed day. Grace made sure it happened n it is now resolved. They tell ya they cant do anything to contact the merchant. Love you Davis M! payactiv.com Review - Scam Detector. As a Certified B-Corp, Payactiv meets the highest standards of social and environmental performance, transparency, and accountability, helping you thrive today and plan for tomorrow. In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). It goes against our guidelines to offer incentives for reviews. :). Have a blessed day. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. The app is high-rated on the App Store and Google Play store. . Have a blessed day. Workers don't need permission to access earnings prior to payday. Hi Bella,Thank you for taking the time to write a review about your experience. Heres how Payactiv compares to Earnin, another popular cash advance app. Comes with the option to change your due date so you wont fall behind on repayments. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Image: Woman on the street looking at her mobile phone. $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Finder.com LLC. The review found that, on average, the cost to borrow $500 from a payday lender in Louisiana for four months was $435, or an interest rate of 405%. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. A team member will be in touch ASAP. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. Payactiv is the Consumer Financial Protection Bureaus first approved EWA provider. We update our data regularly, but information can change between updates. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. This product doesn't have any reviews yet. The . If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Private company. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Heres how Payactiv and payday loans compare. We're working on your case. Here are 8 tips for writing great reviews. Your employer automatically deducts the advance from your next paycheck, so theres technically no repayment term. Great customer service!!! These offers do not represent all available deposit, investment, loan or credit products. Consider another cash advance option if your employer isnt enrolled. Hi Contrast,Thank you for taking the time to write a review about your experience. Easy, free, instant mobile payments. He was so helpful and I appreciate him so much. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. Have a wonderful day ahead! Weighing in on the advantages and disadvantages of Payactiv over traditional banking services is a challenging task. 2023 Trustpilot, Inc. All rights reserved. A co worker of mine tried to warn me about pay active. Have a blessed day. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Have a blessed day. Founded in null . Daily pay is a really good app way better then this crap they call an app. PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. Hi Hadar,We sincerely apologize for the inconvenience. All Rights Reserved. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. I dont ever try leaving bad reviews because it hurts businesses. Dave charges a $1 per month membership fee, which is much lower than Empower. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|, Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS 2057952 |. 2023 Payactiv, Inc. All Rights Reserved. Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Everybody! I haven't even gotten "I'm looking into your account", it's as if they open the chat to look busy and then do nothing because they're lazy or are trying to take on far too many chats at once. Up to 2 days early deposit of your paycheck2. Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. One of our representatives will be reaching out to you shortly to assist you. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. Its also one of the few cash advance apps Ive reviewed that offers cash advances. Described as an all-in-one digital wallet on the PayActiv website, the service provides users with a free Visa prepaid card, money management tools and the ability to access 50% of your money as it is earned instead of waiting until the end of your pay period when you receive your check or direct deposit. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Hi Loretta,We're glad that we could help you resolve your issue. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Have a blessed day. If I have any future issues, I know I will be taken care of. Select your state to see the options available to you. Get offers from potential lenders in minutes by filling out just one online form. Have a blessed day. I appreciate her help please give her a raise . A team member will be in touch ASAP. Anyone can write a Trustpilot review. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. Hi Amy,We sincerely apologize for the inconvenience. They don't care at all.. don't use payactive..please don't. It has been a week. PayActiv, Inc. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. . Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. Have a blessed day. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. Hi Connor,Thank you for taking the time to write a review about your experience. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Was never asked what the issue was. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. He fixed the issue, even when my phone died and I called back. Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. Horrible business and customer service. If your employer does not use PayActiv, you may be better off with a different option. If your employer doesnt partner with Payactiv, you must be over 16 and have a valid Social Security number to sign up for a Payactiv card. PayActiv is a robust financial app, with features that includes automated savings if your PayActiv Visa card is linked to a bank account low balance alerts and capabilities to send money to friends and family who also have PayActiv cards for free. Hi Eric,Thanks for letting us know about your concern. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Regular source of income, Verifiable bank account, US citizen, Ages 18+. Our team will be in touch ASAP. :). So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. 1 Standard rates for data and messaging may apply from your wireless provider. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. One of our representatives will be reaching out to you shortly to assist you. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. This company is truly amazing and is honestly training their employees to be efficient kind mindful and helpful because it all showed with this customer contact today. I appreciate the patience, going the extra mile, and not once being rude! When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Funds accessed using Payactiv will show as a deduction on your next paycheck. Some employers also may limit how much of an advance theyre willing to offer. Payactiv is a great place to work. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. How do businesses offer Payactiv to their employees? However we may earn a small fee if you click on vendor links on this page. Applying for PayActiv is easy. This makes it one of the few cash advance providers that doesnt require a bank account. App Store is a service mark of Apple Inc. Payactiv is slow to update employees' accounts with their earned wages, despite repeated requests from users. Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? 5/5 Jay! She did such a wonderful job, was patient and empathetic and had my problem fixed instantly. Hi Jennifer,Please accept our sincerest apologies for all the inconvenience that you had to face. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Hi Lasheka,We sincerely apologize for your negative experience. You can apply for a Payactiv account online. PayActiv is not a credit card or a payday loan company. Verification can help ensure real people write reviews about real companies. View our transaction pricing details. They cant help you resolve any issues. Get the money you worked for today, to spend on what matters to you. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. She was very polite and kind. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Please mention App reviews in the subject line of your email so that we can assist you in a timely manner. Have a blessed day. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. But even if you have the money to invest, you may not have the time to flip or Afterpay Overview Afterpay launched in Australia in 2015 as a new and improvedGen Z form of layaway. Otherwise, you could pay as much as $5 per month. 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